Over the last few months, Procon has closed eight financial companies that made irregular payroll loans in Recife. These companies offer loans by securing the credit card or by providing a card with installments and abusive interest without the customers knowing what they are entering. According to the body, many people have fallen in the coup, which is a crime against the popular economy and can be considered electronic harassment…
According to Procon, the scheme works like this: the bank, with authorization from the Central Bank, delegates services to bank correspondents
Procon’s inspection began in mid-August, because of the growing number of complaints. Currently, because of the great demand, the agency reserves a service desk to exclusively deal with such complaints. In total, 50 companies have been visited. According to Procon, the scheme works like this: the bank, with authorization from the Central Bank, delegates services to bank correspondents. These, in turn, hire brokers, who open stores and use the brand of the financial institution. Brokers sell loans with the help of the “pasties,” people in charge of luring customers on the streets.
Credit card loan can be considered moneylender
This compromises your entire budget. Because in addition to deducting the portion of the personal loan, they deduct the portion of the credit card, deduct insurance. In the end, it becomes chaos and the consumer, at the end of the month, is not receiving any money, “explains the attendant of Procon André Viriato. of a loan to buy a property.Here, he got some of the money and was directed to a financial advisor, where he signed a contract.
But he was surprised when he received a credit card at home, and days later the bill amounting to $ 1,929.63 that still came with a discount of $ 68 in the benefit of retirement, which he would pay indefinitely. “Not even my salary can cover this,” says the retiree. To ensure payment of the right amount, the victims of this coup are usually people who do not risk being fired or have their income suspended in a short time, as is the case of retirees and public servants. In the streets, there are always people ready to approach the public and offer the proposal. LEARN MORE About Credit card loan can be considered moneylender.